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The Government Mortgage Fraud That Will Crush America

The Government Mortgage Fraud That Will Crush America
A Warning from Robert Kiyosaki
The mainstream media won't tell you this story.
They can't. It would expose the biggest government fraud in American history.
But Melody Wright is telling the truth. We've been following her for years because she's dedicated to facts. Not narratives. Not propaganda.
She tells you what's really happening to regular Americans like you.
And what she just revealed should terrify every homeowner in the country.
The government created a new subprime crisis - FHA loans now mirror the exact fraud patterns from 2008, with 8 million borrowers cycling through modification scams while YouTube gurus teach people to commit occupancy fraud
October 1st triggers the avalanche - new rules end the Biden administration's "no questions asked" loan modifications, cutting off 40% of FHA borrowers who have delinquent student loans, with material foreclosures expected by Q2 2026
Smart investors are repositioning now - discover the government-proof income streams that work even when housing crashes in Robert's new Smart Investor's Guide to Real Estate, revealing strategies the mainstream media will never cover
We're Living in Q3 2007 Again
Melody Wright called the 2008 crash.
She worked inside the mortgage machine when it collapsed.
Now she's seeing the exact same patterns. Except this time, it's worse.
"If I had to guess where we really are, it's probably Q3, Q4 of 2007, early 2008," she said.
But here's the kicker: This time the government created the bubble.
The New Subprime Scam
Remember subprime mortgages?
They're back. But now they're called FHA loans.
From 7% of the market to 15%. That's the exact same size as the subprime market that destroyed the economy in 2008.
Same risky borrowers. Same fraudulent lending. Same inevitable collapse.
But you'll never hear this from CNBC or Bloomberg. They're too busy pushing the "housing shortage" lie.
The Biden Bailout Bonanza
Here's what the fake news won't tell you:
The Biden administration created the most corrupt mortgage program in history.
Borrowers could skip payments for months. No questions asked. No financial verification required.
They'd just move the debt to the back of the loan. Then do it again. And again.
Some borrowers cycled through this scam for 24 months without making a single payment.
It gets worse.
The YouTube Influencer Army
Social media gurus taught people how to game the system.
Buy a house with 3.5% down using FHA. Claim you'll live there. Then rent it out immediately.
That's fraud. But nobody enforced the rules.
Rinse and repeat. Some people bought dozens of properties this way.
The government was handing out free money. And everyone took it.
Real estate investing has never been more dangerous.
The government distortions run so deep that traditional strategies will get you crushed. That's why I created my new Smart Investor's Guide to Real Estate - revealing the hidden income streams that work even when the housing market collapses. These are strategies the government can't manipulate.
The October 1st Deadline
Everything changes October 1st.
The government gravy train stops. New rules kick in. Reality returns.
8 million FHA borrowers are about to get a wake-up call.
No more free modifications. No more skipping payments.
If you have delinquent student loans, you're done. And 40% of FHA borrowers have student loans.
The Foreclosure Tsunami
Melody predicts material foreclosures by Q2 2026.
But I think it starts sooner.
There's already a massive buildup behind the dam. Once October 1st hits, that dam breaks.
You'll never see coverage like this on mainstream media. They're too invested in the lie.
The Inventory Avalanche
Here's the number that destroys the "housing shortage" myth:
15 million vacant homes already exist in America.
Not Airbnbs. Not second homes. Just empty houses.
Add 15.6 million boomers dying over the next decade. At least 65% of inherited homes get sold immediately.
Do the math. Millions of homes flooding the market every year.
The inventory shortage was always a lie. The mainstream media just repeated it without thinking.
The Non-Bank Time Bomb
Companies like Rocket Mortgage don't have deposits.
They borrow money to make loans. Then sell those loans to the government.
When the music stops, they're screwed.
These companies weren't around in 2008. They don't know how to handle a real crisis.
The Private Equity Exodus
Blackstone and other Wall Street giants are dumping properties.
They don't care about your neighborhood. They look at Excel spreadsheets.
When the numbers don't work, they sell. Fast.
That's already happening in Texas, Florida, and other bubble markets.
Why This Time Is Different
In 2008, banks caused the crisis.
This time, the government created it.
The distortions run deeper. The fraud is more widespread. The inevitable correction will be more severe.
And unlike 2008, there's no easy bailout coming.
The Media Blackout
You won't see this story on 60 Minutes.
The New York Times won't investigate the FHA fraud.
The Washington Post won't expose the government's role.
They're part of the system. They benefit from the lies.
Only independent analysts like Melody Wright tell the truth.
What Smart Money Does Now
I'm not panicking. I'm preparing.
The wealthy make fortunes during crashes. They know how to position themselves before the avalanche.
The key is understanding what's really happening. Not what the media tells you.
Stay Smart,
Kiyosaki Uncensored
P.S. - The mainstream media will never tell you this story. It exposes too much corruption. Too much government fraud. But the October 1st deadline is real. The FHA collapse is coming. And 8 million borrowers are about to learn that free money always has a price. My Smart Investor's Guide shows you how to profit when the government's house of cards finally falls.
Get your copy now - before reality hits the housing market.