Missed the Tax Deadline? Here’s Your Escape Plan

April 14, 2025

When I was a young man, I had two dads.

One taught me to fear the IRS. The other taught me to study it.

My poor dad—the one with the PhD—filed his taxes on time, every time, and he overpaid every year.

My rich dad? He used the tax code like a GPS. He never rushed. He never guessed. And he never let fear make him poor.

So let me ask you something:

Are you filing taxes this year like my poor dad… or like my rich dad?

If you’re feeling overwhelmed this tax season, I’ve got good news.

You don’t have to file by April 15.

You just need to make a smart move now.

⏳ The Tax Deadline Loophole the Rich Use Every Year

The IRS allows anyone to file for an automatic 6-month extension to submit your return. That’s right—October 15 is your new target. But there’s a catch:

You must still pay what you estimate you owe by April 15.

So what’s the point?

It gives you time—the one thing the rich value most.

Time to gather paperwork.

Time to calculate deductions.

And time to use the strategies the poor never learn.

In Rich Dad Poor Dad, I said:

“It’s not how much money you make. It’s how much money you keep.”

And taxes are where most people lose the most.

That’s why extensions matter. You don’t win the money game by filing fast. You win by filing smart.

Three Ways to File a Tax Extension—Fast and Free

If you need more time, here are three simple, legal, and fast ways to file an extension:

  1. IRS Free File
    – File Form 4868 through an IRS partner site.
    – Simple, fast, and works even if you make over the income limit.

  2. Use Your Tax Software
     – Tools like TurboTax and H&R Block have the option built in.
    – File with a click. Just make sure your payment estimate is included.

  3. Mail Form 4868 the Old-School Way
     – Download, fill, and mail it before midnight April 15.
    – Certified mail = your receipt and your protection.

What I Learned from My Rich Dad About Taxes

My rich dad didn’t fear the IRS. He respected the rules—and knew how to use them.

He taught me that the tax code is written for people who understand the difference between an employee and an investor.

Employees pay the most in taxes. Investors and business owners—who know the loopholes—legally pay the least.

And you know what? Extensions are one of those loopholes.

They give you the time to become a better taxpayer. Not to cheat—but to learn.

To leverage. To keep more of what you make.

So if you’re not ready yet, take the extension.

Buy yourself time.

Then use that time like the rich do: to learn, to strategize, and to win.

P.S. Whether you’re filing now or in six months, don’t do it without my Tax Loophole Guide.

It’s packed with the same strategies I use, year after year—based on lessons from Rich Dad Poor Dad, and decades of investing, building companies, and legally reducing my tax bill.

If you’ve ever felt like the tax code was rigged against you…

It’s not.

You just need to read the manual.